| Feature |
Benefit |
| Payment Anomalies |
You can accurately and precisely calculate any loan repayment scenario by
using the payment types supported by FinAlyst: interest only, principal
only, fixed principal, principal and interest, miscellaneous charge and
payoff.
|
 |
| Multiple Advances |
If you have a line of credit or interim financing loan, the multiple
advance features of FinAlyst will allow you to accurately represent your
loan.
|
|
| 365/360/364 Day Years |
FinAlyst allows any year length to correspond precisely to the
loan documents.
|
|
| Database |
All data is stored in Microsoft Access(TM) so you can import
and export loan data easily. The number of loans that can be accommodated
depends entirely on the size of your hard disk drive.
|
|
| Wizards |
A special outflow (advances) and inflow (payment) wizards will
guide you through the process of entering data. Multiple periodic
transactions of the same amount are a snap if you use the wizard.
|
|
| Payment (Inflow) Calculator |
The payment (of inflow) calculator supports almost any periodic
payment scenario such as daily or annual payments. Long or short
initial periods and interest rate adjustments are fully supported. Any
combination of payment and compounding periodicity can be specified.
|
|
| Interest Rate |
FinAlyst supports nominal or effective rates. Periodic, daily,
internal rate of return and APR interest rates are calculated for
each scenario.
|
|
| Fixed & Variable Rates |
Variable rates can be specified as one of the interest rate
indexes included with the program or you can enter your own index.
Updates to any index can be entered using the Index Manager.
|
|
| Interest Indexes Included |
FinAlyst includes historical numbers for over 40 of the
common interest rate indexes,
inflation indexes and capital gains tax rates. This saves hours of
research.
|
|
| Return on Investment |
FinAlyst will analyze any series of cash flows and determine the internal
rate of return. A problem with generates multiple IRR values can be
further analyzed with the NPV features.
|
|
| Residual Value |
FinAlyst produces a graphical representation showing the residual value
vs. internal rate of return so that you can determine what the return is
on an investment that you still own. This is especially useful for lease
analysis and in real estate investment scenarios.
|
|
| Present Value/Future Value and NPV |
The "present value" of any series of irregular cash flows will help you
evaluate an investment opportunity or capital expenditure. Future values
can be used to analyze or calculate an annuity. NPV can be graphed for
any date vs. the internal rate of return.
|
|
| Valuation Amounts |
Intermediate valuation amounts can be entered for any investment so you
can produce periodic and cumulative return on investment numbers.
|
|
| Inflation and Tax Rates |
Inflation indexes allow you to investigate after inflation returns for
your investments. Similarly, tax rates will allow the analysis of an
investment after tax.
|
